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Used Car Loans and Financing

Welcome to the Philpott Motors Finance Department

At Philpott Motors we like to pride ourselves on being able to help people with all types of credit situations.  Most people need a car loan to finance their new car or used car purchase.  The finance experts at Philpott Motors can help with all types of special finance needs so you can drive your dream car home today!  Regardless of where you are in the car buying process, request a free, secure auto loan quote today.

Philpott Motors works with only trusted lenders to bring you low rates with flexible terms.  With over 20 lenders we are sure to have one that will work for you!




Contact Information

Philpott Pre-Owned Super Center
sales Sales:
866-453-6059
phone2 Service:
888-973-5338
phone3 Parts:
888-973-5338
Online Credit Application

Ready to purchase?  Click here to use our secure auto loan application and get started with buying a new car today!  Your financing information is encrypted in a super-safe digital format and is never sent through email!

**When completing an online application make sure you get a message that your application has been successfully submitted.  If you don't get this message then there is an error on the application and it needs to be corrected.**



Finance FAQ

Have a question?  Make sure you check out our online Finance FAQ section for information regarding vehicle financing.  If you have more questions please feel free to use our friendly contact form or give us a call at 866-453-6059.



Protecting Your Investment

To most people, the purchase of a new or used vehicle is a considerable investment.  At Philpott Motors our finance department offers products that help protect that investment for many years after your purchase.  All of the following products are available through the Philpott Motors finance department.  For more information please contact us today at 866-453-6059.



Extended Service Plans

As much as we would like to think that our new vehicles will run for ever, the fact is they do break down.  Take the worry out of having to pay for those repairs with an Extended Service Plans.  Extended warranties deliver a "like new" worry free driving experience for owners of both new and used vehicles.  At Philpott Ford our best selling warranty is the Ford Extended Protection Plan (Ford ESP for short).  The great thing about the Ford ESP is that you can choose the right amount of coverage for you needs and budget.

  • BaseCARE (Covers 84 Major Components)   >Download Brochure
  • ExtraCARE (Covers 113 Key Components)   >Download Brochure
  • PremiumCARE (Covers Over 500 Key Components)   >Download Brochure
  • PowertrainCARE (Covers 29 Critical Powertrain Components)   >Download Brochure
  • Diesel EngineCARE (Covers 13 Critical Powertrain Components)
  • Diesel EngineCARE Plus (Covers 21 Critical Powertrain Components

 
10 Things to know
 
Cost Comparison
 
Repair Cost
 
If you have questions about any of the Ford Extended Protection Plans or would like to see which one is right for you please feel free to contact us today at 866-453-6059.



Vehicle Maintenance Plans

Another way to protect your investment is to ensure that all the regular maintenance is completed on your vehicle.  What if you could pay for all your maintenance when you purchase a vehicle, at a discounted cost?  Maintenance Plans (vehicle service plans) allow you to pay up front for the regular vehicle services that will need to be completed to maintain your vehicle.

General Maintenance Plans
     These plans cover the standard service items for you vehicle:
  • Engine oil and filter changes
  • Multipoint inspections
  • Tire Rotations

Premium Maintenance Plan
   >Download Brochure
     Extend your maintenance plan cover to enjoy the service "basics" plus six "normal wear" items:
  • Spark Plugs
  • Shock absorbers
  • Clutch disc
  • Engine belts and hoses
  • Brake pads
  • Wiper blades

If you have questions about any of the Ford Extended Protection Plans or would like to see which one is right for you please feel free to contact us today at 866-453-6059.





ResistALL

ResistALL® is the leader in professionally applied and warranted automotive protection products.  At Philpott Motors we have conveniently combined the Interior and Exterior Protection Packages together for one lost cost.
 
Exterior Protection
Protects Against Weather-induced Fading & Loss of Gloss
Protects Against Damage from Acid Rain, Bird Droppings & Tree Sap
Protects Against Permanent Hard Water Etching & Industrial Fallout
Benefits Beyond the Auto Manufacturer's Warranty

Interior Protection
Protects Against Water and Oil Based Stains
Extends the Life of Fabrics and Carpets
Contains Inhibitors to Retard Fading
For Use on Interior Fabric Seats, Door Panels and Flooring

If you have questions about ResistALL® or would like to get it applied to you vehicle please feel free to contact us today at 866-453-6059.



R.O.A.D. InTire

Did you know that NO new vehicle warranty or extended warranty covers your vehicles tires?  The R.O.A.D. InTire tire and wheel guarantee protects your vehicle from common road hazards such as metal, nails, potholes, glass and other debris. 

Benefits of the R.O.A.D. InTire protection includes 100% replacement reimbursement coverage with no deductible or hidden fees for:
  • Tires and Mounting
  • Wheels
  • Valve Stems
  • Sales Tax
  • Balancing
  • Customary labor charges
Plus get 24 hour roadside assistance service for tire related emergencies. 

If you have questions about R.O.A.D. InTire protection please feel free to contact us today at 866-453-6059.



GAP Protection

Everyday thousands of vehicles are reported stolen or are involved in an accident and declared a total by insurance companies.  What if this happens to you and your lease or loan balance is higher than the market value of your vehicle? You will be responsible for the difference and will have to pay for a vehicle which you can no longer use.  Protect yourself with GAP insurance. Gap insurance is specifically designed to protect you in a situation like this.  It pays the difference between what the insurance says is the fair market value of your vehicle and what you actually owe.

If you have questions about GAP protection please feel free to contact us today at 866-453-6059.



Lease vs. buy

Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying only for what you use. You do not have to have money to put down, typically you only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.

For questions about leasing vs. purchasing contact us today at 866-453-6059.



Finance a New Ford in the Beaumont Region - Car loans from Philpott Ford

It can be tough to find a decent car loan, so Philpott Ford is dedicated to finding you the best possible rates on a car loan in the Beaumont area. We work with some of the nation's top lenders to offer you affordable monthly payments and the lowest interest rates available. We are a preferred source for the best car loan rates on a new Ford or used car in the Beaumont, Port Arthur and Orange area.

Keep it simple - here's why you should come to Philpott Ford for you next Beaumont area car loan.

  • Our online car loan application takes only minutes to fill out and submit.
  • We have a huge network of lenders to work with, allowing us to get you the best car loan rate your credit score allows.
  • No embarrassing bad credit situations. We provide a hassle-free and confidential experience.
  • Our no obligation application is free. Try it!

Browsing our dealership's extensive inventory to find your next new Ford, or used car. Pictures, prices and details are available for all of our new and used vehicles. Please contact us at 866-453-6059 if you have any additional questions.

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